In the future, the large-scale commercial use of 5G will truly realize the interconnection of everything and accelerate the digital and open transformation of banks. Under the global open banking upsurge, Chinese banking institutions have deployed open banking strategies one after another, and there is a tendency to focus on financial services and weaken banking entities. The scenarios of pre-positioning customer needs embed financial services into them, and export and share financial services in an integrated ecosystem. However, each practice exploration mode and opening path are different. As the main practitioners of open banking, fintech companies are both cooperative service providers and challengers,
providing technical services or scenarios and empowering technological innovations for banks' open exploration. In the future, the large-scale commercial use of 5G will truly realize the interconnection of everything and accelerate the digital and open phone number list transformation of banks. 1. China's banking industry opens up to explore the coexistence of multiple forms, but presents integrated ecological shared services 1.1 Open Banking presents the common characteristics of the scene in the front and the finance in the back 1) Although each line has different exploration methods and paths, all of them are developing towards an ecological development with scenarios ahead and finance behind.
In the wave of open banking in full bloom, Chinese banking institutions have mainly formed three exploration paths and models, which are the data capability opening model to promote data exchange and sharing, the service opening model to share product and service capabilities, and the joint construction of an open platform to open financial technology capabilities. platform mode. 2019 Special Analysis on the Development of China's Open Banking (Cases) Open Banking will weaken banking entities and combine ecological partners to output and share services in different forms. At present, among the different models of various banks, data opening is more limited to the internal banking institutions at this stage. However, due to the development of financial technology,